I would still give the same advice I gave to Dave Babsky. I’ve used Nautical Insurance Services for 30 years now. My current insurance premium for my 37 is £600 net after 25% NCB. £680 gross after IPT and £20 administration fee. I’ve had 2 claims in that time for sinking a trawler and bending some davits in the marina. No quibble over settling these. If any insurance co can beat that, please let me know.